The Essentials Program
Even before we were a company, our founders helped people with all manner of credit report issues. After years of working with clients RMCA was founded to bring the most common yet powerful credit repair techniques together into a package that is affordable and effective. We present the Essentials Program. This program brings together the tools used by almost every client in some way. With these tools at your disposal you can easily dispute every item you feel may be inaccurate or misleading, giving you the power to demand only valid and verifiable information be on your credit report.
The Essentials Program offers unlimited disputes with each of the three credit bureaus. These disputes are not cookie cutter, they are personalized to fit your exacting requirments and a personal case advisor is also assigned to your case to assist with the process. As your case moves forward you can monitor it any time, any day with our online Dispute Manager, available 24/7.
What You Get In the Essentials Program
Personalized Dispute Options Makes Your Dispute Yours Alone
It's important to make sure each item on your credit report is accurate and verified. Avoid your disputes being counted as frivolous by personalizing them. You can also prioritize items to assure quick action on your most pressing concerns.
An Experienced Case Analyst and Case Advisor To Walk You Through The Entire Process
Understanding how the credit bureaus work is an essential part of successfully removing inappropriate information from your credit report. We at RMCA understand this and also understand that a simple ‘how-to' instruction book isn't enough for many, so we have certified Case Analysts and Advisors ready to help. In fact, before you even sign up with RMCA we offer a free consultation with one of our certified Case Analysts. At this time your Case Analyst can help you through the process of getting all three of your credit reports and then evaluating what services best fit your credit circumstances. Once you sign up your Case Advisor will take over and walk you through each step of the way. You will be able to call or email your Case Advisor as you need them. We feel it is important to assure you that you are not working alone.
Get Case Updates - 24 Hours A Day / 7 Days A Week
Our exclusive Dispute Manager lets you access updates to your case status any time day or night! Each little victory can be followed as it happens. You can also update your account information, add co-clients, or just study the process.
Our Online Dispute Manager Puts You In Control Of The Dispute Process
Our state-of-the-art Dispute Manager is more than a ‘set it and forget it' tool. Once your Case Advisor assigns you a username and password you will find all the tools you need to keep your credit repair process on track. As you review your credit information in the Dispute Manager you can individually select which items you wish to dispute and in which order. Not every item impacts credit equally so you can prioritize those items that bring you the most benefit first. Not sure which ones? No problem with your personal Case Advisor there to help you understand the choices at hand.
- "Thank you so much for everything. I have seen a dramatic change in my credit reports and I owe that to you."
- - M.S., RMCA Client
What to Expect From Us
Expect the Best from RMCA
When you're an RMCA client what can you expect? Not only our best, but the best the industry has to offer. Here are a handful of crucial elements built into every credit repair program we deliver:
- Simple, fast, effective credit repair services you can count on.
- A clear, no-risk refund policy we stand behind.
- Professional, caring, responsive client service.
- A 100% service guarantee.
- Same day services options.
Did You Know?
Studies show that less than 10% of the population looks at their credit report annually. Instead, they wait until they're ready to buy a car, make a real estate purchase or refinance property and then check their credit report and credit score. In some cases, this may be too late.
- Twenty-five percent (25%) of the credit reports contained errors serious enough to result in the denial of credit
- Seventy-nine percent (79%) of the credit reports contained mistakes of some kind
- Fifty-four percent (54%) of the credit reports contained personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect
- Thirty percent (30%) of the credit reports contained credit accounts that had been closed by the consumer but were reporting incorrectly
